Transfer of equity

Are you looking to change the ownership of your property? If your family circumstances have changed, you might want to add or remove someone from the legal title to your home. Perhaps you’re looking to transfer a share to your son or daughter? Or maybe you need to increase, reduce, or dispose of your share – or someone else’s – in the property.

There’s a lot to consider. Stamp duty land tax might be payable by the person who’s gaining from the transfer. The consent of the current lender might be needed. A declaration of trust should almost certainly be considered. You might need a new mortgage. The transaction might have inheritance or capital gains tax implications that call for specialist tax advice.

Transfer of equity can sometimes be straightforward. But in some circumstances it can also become pretty complex. Whatever you want to achieve, we’ll cut through the jargon and guide you clearly through the whole process. That way you’ll understand exactly what’s happening at every stage – and know that your equity stake is protected now and in the future.

Andy Coyle, Director Head of our property services and lead guitarist.

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