Are you looking to buy a stake in a property while maintaining the right to occupy it? Shared ownership, or ‘equity sharing’, is an increasingly popular and affordable way to invest in property.
There are two different types. With public sector equity sharing, you could share ownership of a property via an independent housing association or some other not-for-profit organisation – with the benefit of a taxpayer subsidy. Or you could share the equity with a private investor – say a private developer or a house builder. There’s no taxpayer subsidy in this case but things can be more straightforward – with generally more room for negotiation.
We’ll talk you through your options for buying shared ownership property, their merits, and the dos and don’ts of buying a 100% stake. With our years of experience to count on, you can feel confident about making an informed decision.