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PPI Deadline Fast Approaching For Personal Representatives Of An Estate To Make Claims

August 6th, 2019

The claims deadline for mis-sold payment protection insurance (PPI) is now just a few weeks away, on the 29th August 2019.

Whilst you may know if you had PPI, if you acted as a Personal Representative (PR), for example as an Executor of an estate, you may not be aware whether the deceased had PPI or if it was mis-sold to them.

The Financial Conduct Authority (FCA) is encouraging people to make claims even if they do not know whether PPI was in place.  It has been suggested by the FCA that some claims firms may, in the future initiate claims on behalf of beneficiaries against PRs, for failing to secure the benefit of any PPI refund to which the deceased was entitled.

We would encourage PRs to make appropriate checks of PPI on behalf of the deceased. If any funds are refunded to the estate, then it is your duty to ensure that those funds are distributed in accordance with the deceased’s Will/Intestacy Rules. This includes estates that were dealt with many years ago.

You can make claims yourself or through a claims company, some of which may not charge unless your claim is successful.  If you have any queries about making a PPI claim, the Money Advice Service provide useful advice and guides to help with your claim.


Lennons Solicitors is a full-service law firm based in Buckinghamshire, with offices in Chesham, Amersham and Beaconsfield. Talk to us on 01494 773377 or email us at 


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